Financial Tools
Financial Tools
Should I refinance my mortgage? How much do I need to save for my child's college education? As accounting professionals, these are some of the questions that are posed to us on a daily basis. We are providing these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in your decision making process.

Business
Breakeven Analysis, Cash Flow Calculator, Financial Ratios, More...
Investment
Municipal Bond Tax Equivalent Yield, More...

Loan
Amortizing Loan Calculator, More...

Mortgage
Mortgage Comparison: 15 Years vs. 30 Years, Mortgage Loan Calculator, Option ARM vs. Fixed Rate Mortgage, Refinance Breakeven, Rent vs. Buy, More...

Personal Finance
Home Budget Analysis, Life Expectancy, More...

Retirement
72(t) Calculator, Roth vs. Traditional IRA, Social Security Benefits, More...

Savings
Compound Interest and Your Return, More...

Tax
1040 Tax Calculator (Tax Year 2008), 1040 Tax Calculator (Tax Year 2009), More...

Business


Breakeven AnalysisFind out how many and what price you must sell your product at to make a profit.
Cash Flow CalculatorHaving adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Financial RatiosThis calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.

Investment


Municipal Bond Tax Equivalent YieldIncome generated from municipal bond coupon payments are not subject to federal income tax and often are exempt from state taxes. Use this calculator to estimate the tax-equivalent yield (TEY) for a municipal bond.

Loan


Amortizing Loan CalculatorEnter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

Mortgage


Mortgage Comparison: 15 Years vs. 30 YearsUse this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
Mortgage Loan CalculatorUse this calculator to determine your monthly payment and amortization schedule.
Option ARM vs. Fixed Rate MortgageUse this calculator see how a minimum payment on an Option ARM Mortgage can save you money on your monthly mortgage payment.
Refinance BreakevenShould you refinance your mortgage? Use this calculator to determine when you will breakeven.
Rent vs. BuyAre you better off buying your home, or should you continue to rent?

Personal Finance


Home Budget AnalysisAnalyze your budget, see where your money goes and find out where you can improve!
Life ExpectancyThis calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.

Retirement


72(t) CalculatorThe IRS Rule 72T allows for penalty free, early withdrawals from retirement accounts. Use this calculator to determine your allowable 72T Distribution and how it can help fund your early retirement.
Roth vs. Traditional IRAUse this calculator to determine which IRA may be right for you.
Social Security BenefitsUse this calculator to estimate your Social Security benefits.

Savings


Compound Interest and Your ReturnThis calculator demonstrates how compounding can affect your savings.

Tax


1040 Tax Calculator (Tax Year 2008)Use this 1040 tax calculator to help estimate your tax bill using the 2008 tax year's rates and rules.
1040 Tax Calculator (Tax Year 2009)Use this 1040 tax calculator to help estimate your tax bill using the 2009 tax year's rates and rules.
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